At BuyInsuranceOnline.us, operated by Buyinsuranceonline Inc., safeguarding your personal data and privacy is our paramount priority. This Privacy Policy explains how we collect, use, store, and protect your information when you access our auto insurance quote matching services and website.

1. Information We Collect

When you request a rate comparison or submit an inquiry through our portal, we may collect the following categories of information:

• Contact Information: Full name, phone number, email address, physical address, and ZIP code.
• Vehicle & Driver Details: Vehicle year, make, model, annual mileage, driving history, and current insurance status.
• Technical & Usage Data: IP address, browser type, device identifiers, referring URL, and interaction timestamps.

2. How We Use Your Information

We utilize your information strictly to:

• Match your inquiry with licensed insurance carriers, underwriting partners, and qualified agents in your state.
• Process rate estimates, insurance quote requests, and customer service inquiries.
• Prevent fraudulent submissions, secure our network infrastructure, and comply with state statutory requirements.

3. Information Sharing & Third Parties

BuyInsuranceOnline.us is an independent referral network. When you request a quote, you consent to having your submitted information transmitted to authorized third-party carriers and insurance brokers to calculate your coverage estimates. We do not sell your personal information to unauthorized marketing aggregators.

4. Data Security & Retention

We implement industry-standard 256-bit TLS encryption, strict access controls, and regular vulnerability audits to protect your personal details against unauthorized access, alteration, or disclosure.

5. California & State Privacy Rights (CCPA / CPRA)

Residents of California and jurisdictions with comprehensive privacy laws have the right to request disclosure of personal data collected, request deletion of their records, and opt out of data sharing. To exercise your statutory privacy rights, please contact our compliance desk via our Contact Portal.