Welcome to BuyInsuranceOnline.us. By accessing or using this website and our quote comparison services, you agree to be bound by the following Terms of Service. Please review these terms carefully before submitting any information.

1. Nature of Referral & Information Service

BuyInsuranceOnline.us is an independent online marketplace and consumer referral portal. We are not an insurance carrier, direct underwriter, or government agency. We do not underwrite policies or make final coverage determinations. All quotes, rates, and coverage terms are established directly by participating licensed insurance companies and agents.

2. User Representations & Accuracy

By submitting a quote request or contact form on this website, you certify that:

• You are at least 18 years of age and a legal resident of the United States.
• All information provided in your inquiry (including vehicle details, ZIP code, and contact information) is truthful, accurate, and complete.
• You are seeking bona fide insurance rate comparisons for personal or commercial use.

3. TCPA Consent & Communication

By providing your telephone number and clicking submit, you authorize BuyInsuranceOnline.us and its partner network of licensed carriers and agents to contact you via telephone calls, text messages (SMS), and email regarding insurance quotes, using automated technology, pre-recorded messages, or manual dialing. Consent is not a condition of purchasing any good or service.

4. Intellectual Property & Acceptable Use

All content, logos, branding, layouts, and software architectures on buyinsuranceonline.us are protected by copyright and intellectual property laws. You agree not to copy, scrape, reverse engineer, or deploy automated bots against our systems without prior written authorization.

5. Limitation of Liability & Disclaimers

This website and all informational resources are provided on an "AS IS" and "AS AVAILABLE" basis. In no event shall Buyinsuranceonline Inc. or its affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from your use of this service or transactions conducted with third-party insurance providers.

6. Contact & Legal Notices

If you have any questions regarding these Terms of Service, please reach out through our Contact Portal or email support@buyinsuranceonline.us.