Terms of Service

Last Updated: June 28, 2026

Welcome to BuyInsuranceOnline.us (the "Site"). By accessing or using our website, you agree to comply with and be bound by the following Terms of Service. Please review these terms carefully.

1. Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms of Service Agreement with respect to our Site. This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior agreements.

2. Description of Service

BuyInsuranceOnline.us is an independent referral marketplace. We do not sell insurance policies, underwrite risk, or represent any specific carrier. We connect consumers with licensed insurance brokers and providers who are responsible for calculating official quotes and policies.

3. User Representation & Submissions

By submitting information through our lead capture forms, you represent that all information provided is accurate, complete, and owned by you. You express consent to be contacted via automated call, email, or SMS by our matched partner carriers.

4. Disclaimer of Warranties

The service is provided on an "as-is" and "as-available" basis. We make no warranty that matching results will yield specific coverage, premium drops, or carrier approvals. All financial quotes are provided independently by third-party licensed entities.

5. Governing Law

These Terms of Service shall be governed by and construed in accordance with local state regulations, without regard to conflict of law principles.